Credit Analyst
A Credit Analyst is responsible for assessing a loan applicant's ability to repay the loan and recommending that it be approved or denied. Credit Analysts are employed by commercial and investment banks, credit card companies, credit rating agencies, and investment companies.
RUDDERLY MENTORSHIP PROGRAM
Professionals from the industry take you under their wing. Personalised 1-1 mentorship
1 ON 1 TIME WITH SUCCESSFUL PROFESSIONALS ACROSS INDUSTRIES
IMMERSIVE MENTORSHIP STRUCTURE WITH A REAL WORLD ASSIGNMENT, TO GIVE YOU A SNEAK PEAK
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KEY SKILLS
Accounting Skills
Diligence
Being well versed with software/technology used in finance
Knowledge of Industry
Communication skills
Problem Solving
Accounting
Computing skills
Attention to detail
Documentation
Organization skills
Knowledge in risk analysis
Investigative
PROS
Regular business hours, decent working conditions
The steep learning curve, rapid growth, full-spectrum development, compensation is higher than peers
It has a regular set routine
It is suitable for people who value relationships between co-workers and customers and want to work in a friendly non-competitive environment
Very high salary (top 25% highest paid careers)
CONS
The job is fast-paced and sometimes could be stressful
The job could get monotonous
Not suitable for people who like to work with designs
It is hard to get into this career
A considerable amount of work-related skill, knowledge, or experience is required for this career
OPPORTUNITY TYPES
GOT WHAT IT TAKES?
Companies
Freelancer
Agencies
Banks
Investment
Firms
Business
Corporations
You like to analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money
You know how to generate financial ratios, using computer programs, to evaluate customers’ financial status
You like to consult with customers to resolve complaints and verify financial and credit transactions
You know how to prepare reports that include the degree of risk involved in extending credit or lending money
Ability to make informed decisions backed by sound assessment.
KEY OPPORTUNITIES
Books
Podcasts
Networking Groups
Interesting Facts about the career